🌀 1. What “Closed System” Means

GameTokens.biz is intentionally built as a closed-loop virtual credit system. That means:

• 🔒GTs never leave the ecosystem. Game Tokens are tracked inside GameTokens.biz and participating partner sites run by Virtual World Search Inc. or approved third-party apps.
• 🚫No cash-out. GTs cannot be exchanged for real-world money, bank transfers, PayPal, cryptocurrency, or Linden Dollars (L$).
• 🏪Spend in, stay in. GTs are only used to pay for virtual items, perks, rewards, and services inside the GameTokens.biz ecosystem.
• 🧍Avatar-based, not identity-based. Credit decisions are based on avatar history in GTs, not real-world credit reports or real-life identity.
• 💳All GT products are in-system only. Peer-to-peer GT transfers, avatar loans, GT “credit cards,” and merchant payments all remain fully inside the GameTokens.biz ecosystem and are denominated only in GTs.

This closed design keeps GTs more like store credit / loyalty points and less like financial instruments.

💳 2. No Real-World Money. No Cash-Out.

To keep GameTokens.biz fun, predictable, and easier to operate within legal boundaries, we treat GTs as virtual-only units of account:

• ❌GTs are not legal tender and are not recognized as currency or e-money.
• 🔁GTs cannot be redeemed for any real-world currency or for Linden Dollars (L$).
• 📵GTs cannot be used to pay real-world bills, debts, or obligations.
• 🎮GTs are intended only for entertainment and virtual-world experiences.

You can earn GTs, send GTs to other avatars inside the system, spend GTs at participating merchants, and you can even take on virtual “loans” or GT “credit card” balances in GTs — but you cannot sell GTs back to GameTokens.biz, and we do not operate a GTs-for-money exchange.

📌 Even when you use GT credit cards or avatar loans, any repayment obligation exists only in GTs inside the system. There is no obligation to pay in real-world money, no real-world debt collection, and no reporting to real-world credit bureaus.

⚖️ 3. Equal Start & Avatar Credit Fairness

GameTokens.biz is designed so every avatar starts from a fair baseline:

• 🎯New avatars begin with the same initial avatar credit score and no history.
• 📊Access to GT cards (including higher tiers, such as larger GT limits) and loans is based on behavior inside the system (on-time payments, usage, missed payments, activity), not real-life wealth or credit files.
• ✅Avatars can improve their score over time by using credit responsibly and paying down balances in GTs.
• 🙅‍♂️We don’t pull real-world credit reports, and we don’t rate your real identity — only your avatar’s GT history.

This keeps the experience closer to a game-like virtual credit model and less like traditional banking or lending.

🎯 4. Not Gambling, Not Securities (How We Draw the Line)

GameTokens.biz is structured so GTs are not used for gambling and are not securities or investments:

• 📉GTs are not designed to appreciate in value or generate returns for “investors.”
• 🚫We do not promise or promote GTs as a way to make profit or income in the real world.
• 🎰We avoid games where GTs are wagered with the expectation of monetary gain.
• 🎁Any chance-based or skill-based activities that use GTs are designed for entertainment only, with rewards that stay inside the closed system.

Because GTs can’t be cashed out and are not marketed as investments, they are closer to virtual loyalty points than chips at a casino or shares in a company.

📎 Note: Gambling and securities laws vary widely by region. Our design goals reflect general best practices, but they are not a substitute for professional legal advice.

🌐 5. Platform Rules & Virtual World Policies

GameTokens.biz operates inside virtual worlds (such as Second Life) that have their own Terms of Service. We design GTs to respect those rules:

• 💱GTs are used as a separate, closed reward and credit system, not as a replacement for L$ or platform currency.
• ⚠️We avoid activity that conflicts with platform rules on gambling, cash-out, or third-party currency.
• 📢We clearly label GTs as virtual-only, non-monetary units for use inside the GameTokens.biz ecosystem.
• 🔄We reserve the right to adjust or disable features if a platform changes its terms in ways that impact GT usage.

Every user is still responsible for following the Terms of Service and community guidelines of any virtual world where they participate.

🤝 6. Partners & Third-Party Integrations

GameTokens.biz can be integrated into partner platforms and third-party tools (for example: RealMatch.Social, VMS venues, MintMyShot, and other apps).

• 🏆Partners may allow you to earn GTs through events, games, social engagement, or purchases.
• 🛒Partners may accept GTs as a way to unlock virtual items, access, or services, or to accept GT payments via GT-enabled vendor devices.
• 📜Partners agree that GTs are not money and are handled according to our closed system rules.
• 💠Merchants and partners are paid in GTs inside the system. GameTokens.biz does not convert GTs into real-world currency for merchants or users.
• ⚖️Each partner is responsible for complying with the Terms of Service of their platform, and for their own local laws.

We may limit or end integrations that misuse GTs, attempt to cash them out, or misrepresent them to users.

🛡️ 7. Compliance Mindset & Risk Controls

While GameTokens.biz is themed around “virtual credit,” our goal is simplicity and safety, not financial complexity. Some of the ways we manage risk include:

• 🔒Keeping GTs strictly inside the ecosystem (no official exchange or cash-out).
• 💳Limiting GT products to virtual cards, rewards, peer-to-peer transfers, and avatar loans with clear, fixed GT repayment rules.
• 📊Designing GT “credit cards” and GT credit lines as virtual-only: all balances and repayments are in GTs, and consequences for nonpayment are limited to in-system actions (such as reducing limits, suspending credit access, or adjusting avatar credit scores).
• 🕵️‍♂️Monitoring for abuse, fraud, multi-account gaming, and attempts to use GTs as a shadow currency for real-money activity.
• ⛔Allowing us to adjust limits, suspend accounts, or revoke GT access if we detect misuse or legal risk.

These measures help keep the system more like a virtual game and loyalty platform and less like a real-world bank.

🎮 8. Fun, Fair & Virtual-Only by Design

Underneath all the legal structure, GameTokens.biz is meant to be fun:

• 🎉Avatars earn GTs by showing up, playing games, completing tasks, and engaging with partner venues.
• 🚀Avatars can apply for GT cards and loans to power up virtual projects like clubs, builds, events, or shopping with GT-enabled merchants.
• ⚖️Everyone starts on equal footing and builds credit based on what they do in-world.
• 🤝Because GTs can’t be cashed out, it’s easier to focus on fun, creativity, and community instead of cash.

If you ever feel confused about how GTs work or what’s allowed, you can always reach out to staff and ask questions — we’d rather over-explain than leave anything unclear.

📄 9. Important Legal Disclaimers

This page is for general information only. It is not legal advice, tax advice, or financial advice. Laws and regulations vary by country, region, and platform.

• 🏦GameTokens.biz does not act as a bank, money services business, or financial institution.
• 💠Game Tokens (GTs) are not legal tender, not securities, and not intended as investments.
• 🧩GT credit cards, avatar credit scores, and GT loans are virtual-only mechanics that operate solely in GTs and do not create real-world credit files or real-world debts.
• 📜You are responsible for following the rules of any virtual world or platform where you use GTs.
• 👩‍⚖️If you need specific legal guidance, you should consult with a qualified professional in your jurisdiction.

For more details on how we handle data, please see our 🔒 Privacy Policy and our 📜 Terms of Service.